Savings & CDs

Business Savings Account

This account can help put your business in a position to take advantage of opportunities when they arise. You'll receive a competitive rate, and have access to your funds when needed.

  • Minimum daily balance requirement of $100*
  • $2 monthly minimum balance service charge
  • 6 withdrawals/transfer from your account per four (4) week or similar period**
  • Excess withdrawals will be charged $2 each
  • Interest paid on collected funds over $50***
  • Free online banking****
  • Free mobile banking*****
  • Quarterly imaged eStatement AND/OR combined statement (upon request)
  • Early closeout fee within 180 days of opening is $32.95
  • $100 minimum to open

*Balance information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum of $50 each day for the account to obtain the disclosed annual percentage yield.

**Rate information: This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded quarterly and will be credited in the account quarterly.

***If by preauthorized or automatic transfer, or telephone (including data transmissions) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited.

****Note internet provider charges may apply

*****Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.

Business Money Market Account

Increase your earning potential without locking up your funds. In fact, access is enhanced with direct check-writing ability.

  • Competitive, tiered rates
  • Higher balances earn higher rates
  • Enjoy flexibility with enhanced access to funds
  • $10,000 daily balance requirement*
  • $15 monthly minimum balance service charge
  • 6 withdrawals/transfer from your account per four (4) week or similar period**
  • Excess withdrawals will be charged $5.75 each
  • Interest paid on collected balances $10,000 and above***
  • Free online banking****
  • Free mobile banking*****
  • Monthly imaged eStatement AND/OR combined statement (upon request)
  • Early closeout fee within 180 days of opening is $32.95
  • $10,000 minimum to open

* Balance information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principle in the account each day. You must maintain the minimum of $10,000 each day for the account to obtain the disclosed annual percentage yield.

** If by preauthorized or automatic transfer, or telephone (including data transmissions) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

*** Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

****Note internet provider charges may apply

*****Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.

Certificates of Deposit (CDs)

Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. By laddering maturity dates, you can add liquidity to your CD investments.

  • Higher returns than savings accounts
  • Fixed rates for length of term*
  • Terms from 91 days to 5 years
  • Free online banking
  • Free mobile banking**
  • Monthly imaged eStatement OR combined statement (upon request)
  • Penalties apply for early withdrawal
  • CDs automatically renew at maturity
  • $500 minimum deposit to open

*Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change if account is automatically renewed. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).

**Note Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.