Personal Loans

Personal Loans

If you've been dreaming about a nice vacation, updating your appliances, or a new living room, it's time to make it a reality. We can put the money you need right in your pocket with an easy-to-apply-for personal loan*.

We offer competitive rates and affordable payment options in the Bluegrass State. As your local family-owned bank, you can rely on Citizens Guaranty Bank for personal service and local decision-making.

Calculate your payments


Ask us about our current loan specials. We offer a wide variety of loan products designed to suit your specific needs.

  • Get funding for almost any want or need
  • Competitive low rates
  • Affordable monthly payments
  • Easy application process
  • Quick local decisions 

  • Courteous personal service

*Subject to approval

Interest Free Loan Special

Loan AmountPayment AmountRateAPR*Prepaid Finance ChargeNumber of Payments

*APR = Annual Percentage Rate. All terms based on the first payment being 45 days from the note date, without credit life insurance and unsecured. All loans are subject to approval. Fee and charges apply based on the terms of the loan. The loan terms are accurate as of 08/24/2015 subject to change please contact Bank for additional details and options.