Citizens Savings

Citizens Savings

Build your nest egg with this basic savings account that pays competitive interest on collected balances starting at $50*.

And you can get extra convenience and easily keep an eye on your growing funds with our free online banking****.

Calculate your interest

Summary
  • Minimum balance is $100*
  • $2 monthly minimum balance service charge*
  • Interest paid on collected funds over $50**
  • 6 withdrawals/transfer from your account per four (4) week or similar period***
  • Excess withdrawals will be charged $2 each ***
  • Free online banking****
  • Free mobile banking*****
  • Monthly imaged eStatement AND/OR combined statement (upon request)
  • Early closeout fee within 180 days of opening is $32.95
  • $100 minimum to open

*Balance information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum of $50 each day for the account to obtain the disclosed annual percentage yield.

**Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded quarterly and will be credited in the account quarterly.

*** If by preauthorized or automatic transfer, or telephone (including data transmissions) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

****Note internet provider charges may apply.

*****Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.