Vacation & Christmas Clubs

Vacation & Christmas Clubs

If you worry about paying for a special vacation or the many expenses of the holidays, we have the solution. Put that money out of sight and out of mind with our Christmas and Vacation Club savings clubs.

It's easier to save small amounts a little at a time rather than coming up with one large sum. Your saved funds are then disbursed to the account you designate at specific intervals of the year.

Christmas Club
  • Cover all your holiday cash needs
  • Save small amounts weekly through direct deposit
  • No monthly maintenance fees
  • Interest paid on collected funds over $1.00*
  • Deposits of any amount can be made during the months of October through September
  • No withdrawals can be made from your account without a penalty of $10.00 per withdrawal until the maturity date
  • Balance plus interest paid in full in September to your designated account**
  • Account remains open until the end of October for continued saving for the next year
  • Free online banking***
  • Free mobile banking****
  • Combined statement (upon request)
  • Only $1 minimum to open

*Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be credited to the account of your choice at maturity.

** Balance information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum of $1 each day for the account to obtain the disclosed annual percentage yield.

***Note internet provider charges may apply.

****Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.


Vacation Club
  • Take that well-deserved vacation
  • Save small amounts weekly through direct deposit
  • No monthly maintenance fees
  • Interest paid on collected funds over $1.00*
  • Deposits of any amount can be made during the months of April through March
  • No withdrawals can be made from your account without a penalty of $10 per withdrawal until the maturity date.
  • Balance plus interest paid in full in March to your designated account.**
  • Account remains open until the end of April for continued saving for the next year
  • Free online banking***
  • Free mobile banking****
  • Combined statement (upon request)
  • Only $1 minimum to open

*Rate Information: This account is an interest bearing account.The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be credited to the account of your choice at maturity.

** Balance information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principle in the account each day. You must maintain the minimum of $1 each day for the account to obtain the disclosed annual percentage yield.

***Note internet provider charges may apply.

****Cellular phone carrier charges may apply for internet and text messaging. Contact your provider for information regarding these charges.